At Discount Landlord, we search the market to find the best Landlord Insurance policy to suit your needs, at a price that’ll suit your budget too!
We cover a wide range of buy-to-let properties, including houses, flats, bedsits and HMOs.
Policy benefits include:
Loss of rent cover is 30% of the buildings sum insured.Loss of rent covers the income you may lose as a result of your tenant(s) no longer paying rent as a result of your property becoming uninhabitable due to an insured event such as fire or flood.
Employers Liability to £10 million.Employer’s Liability protects against the cost of compensation claims for accidental death, bodily injury, illness or disease to an employee, which are sustained at work.
Property Owner's Liability £5,000,000.Property Owner’s Liability covers you for any costs or damage which may be awarded to a member of the public if they suffer an injury on or linked to your premises.
Contents cover up to £40,000.Covers possessions belonging to the landlord, such as furniture, which may be in the property.
Insurance cover is ‘new for old’.‘New for old’ is an insurance term which means that if your possessions or contents are damaged, the insurer will pay out to replace it in full. So, even if the exact item is no longer available, you should still receive enough for you to buy a new, similar item.
Replacement lock cover after a theft.Covers the cost of replacing locks and keys after a break in or burglary.
£250 for buildings and £100 for contents.The contribution you may have to pay towards a claim.
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