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UK and EU regulations holding back the residential mortgage market, claims new report


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21 Jun 2013

Regulation is constraining the UK mortgage market which means that fewer people can become home owners according to a recent report.

Indeed, just a third of young people could be owner occupiers by 2020, just half the number seen in 1993, according to the report commissioned by the Intermediary Mortgage Lenders Association (IMLA).

It says that both UK and European Union regulations are holding back lending volumes and innovation and it is calling on the UK government to set out a long term vision for home ownership....

Drivers risk fines for out-of-date information


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20 Jun 2013

As many as 2.6 million Brits could be at risk of £1,000 fines because the address on their driver’s license is out of date, according to new research.

7% of drivers in the study had not updated their license to reflect their new address. If stopped by the police, motorists with outdated personal details on their license could face hefty fines from the DVLA....

Property prices expected to rise across the UK over next 12 months


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19 Jun 2013

Households across the UK expect the value of their home to rise over the next 12 months as optimism over future price rises reaches its highest level in three years, according to a new report.

Londoners are the most optimistic about house price rises over the next year, closely followed by those in the East Midlands, while those in the North East expect the most modest increase in values, the latest Knight Frank and Markit House Price Sentiment Index shows....

Foreign Office warning on travel insurance for Brits abroad


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17 Jun 2013

The Foreign and Commonwealth Office (FCO) is urging young British travellers to take out sufficient insurance to cover risky activities abroad in order to avoid ‘sky-high’ medical costs.

The warning follows a survey by the FCO that reveals that 45% of Brits between the ages of 16 and 24 failed to check that their insurance covered adventurous pursuits, despite four in five of them admitting to participating in potentially dangerous activities while on holiday, including 30% who have been jet skiing, a fifth who have driven a moped or a quad bike and one in eight who have been skydiving or bungee jumping....

Left-pawed dogs found to be more aggressive


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14 Jun 2013

Is your dog over-zealously greeting the postman? Is he or she tormenting next door’s cat?

They may have a valid excuse. They might not be badly behaved, they might just be ‘left pawed’.

Scientists have discovered evidence to suggest that dogs which prefer to use their left paw are more aggressive to strangers than right-pawed ones.

Australian academics conducted test among a group of dogs to establish which paw they preferred and then analysed various traits in the behaviour....