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What is Tenants Liability Insurance and should you get it?


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31 Oct 2018

Tenant Liability

 

If you rent, Tenant Liability Insurance might just be the best thing you ever buy. Read on to find out why.

 

What is it?

Tenant Liability Insurance (TLI) protects a tenant’s deposit should there be any damage to or theft of a landlord’s contents while you’re living in the property....

Sellers cut asking prices as increased supply gives buyers more negotiating power


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20 Jul 2018

DI

 

 

A growing number of British sellers have been compelled to drop their asking prices in a bid to lure buyers. The Rightmove House Price Index for July found a third of current British sellers have dropped asking prices at least once due to stiff competition from an enlarged pool of sellers. ...

Over 50% of the disposable income of Britain’s tenants ends up in rental payments


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9 Apr 2018

Thinkstock New

 

It is a surprising fact that Britain’s tenants paid a record of over £51.6bn in rents, last year; that is an £1.8bn increase compared to last year’s and more than double compared to 2007.

UK rents are expected to rise faster than house prices over the next five years. The Royal Institution of Chartered Surveyors has predicted. The increase should reach 25% for rents and only 20% or even less, for property values....

UK home owners favour renovating over moving


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4 Apr 2018

Renovate 1

 

The decision to remodel instead of relocate is fast proving to be a new normal for proud home owners in the UK. A recent report from Hiscox revealed that a growing number of homeowners in the UK were choosing to reinvest in their property, instead of moving homes. Compared to 2013 when only 3% of home owners decided to improve instead of move, in 2018, this number has increased to 15%, rising to 26% amongst millennials....

Buy to let mortgage figures dampen UK housing market


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20 Mar 2018

 

Thinkstock Photos -471346247

Signs of the UK housing market slowing down seem to have found added impetus with the Bank of England issuing less than optimistic figures on buy to let lending.

The figures suggest that just 12.7 per cent of mortgages in the final three months of 2017 went to buy to let investors - the lowest level since 2013. This spells a drop to the tune of 14.4 per cent compared to the same period in 2016....