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Over 50% of the disposable income of Britain’s tenants ends up in rental payments


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9 Apr 2018

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It is a surprising fact that Britain’s tenants paid a record of over £51.6bn in rents, last year; that is an £1.8bn increase compared to last year’s and more than double compared to 2007.

UK rents are expected to rise faster than house prices over the next five years. The Royal Institution of Chartered Surveyors has predicted. The increase should reach 25% for rents and only 20% or even less, for property values....

UK home owners favour renovating over moving


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4 Apr 2018

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The decision to remodel instead of relocate is fast proving to be a new normal for proud home owners in the UK. A recent report from Hiscox revealed that a growing number of homeowners in the UK were choosing to reinvest in their property, instead of moving homes. Compared to 2013 when only 3% of home owners decided to improve instead of move, in 2018, this number has increased to 15%, rising to 26% amongst millennials....

Buy to let mortgage figures dampen UK housing market


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20 Mar 2018

 

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Signs of the UK housing market slowing down seem to have found added impetus with the Bank of England issuing less than optimistic figures on buy to let lending.

The figures suggest that just 12.7 per cent of mortgages in the final three months of 2017 went to buy to let investors - the lowest level since 2013. This spells a drop to the tune of 14.4 per cent compared to the same period in 2016....

Making a Bed and Breakfast your bread and butter: Starting and running a B&B


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2 Mar 2018

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There was a time, when running a Bed and Breakfast was considered the perfect post retirement plan of action to support straitened means. Or even a means to satisfy romantic notions of meeting interesting travelers along their way, exchanging fascinating tales while breaking bread, and then sending them happily along their way. But that time is past. With the B&B sector turning over £2bn per year according to Smarta, and trumping the low-cost hotel sector by a whopping 28%, it is now by no means something to be sneezed at. And with the UK tourism industry being one of the largest in the world, you should want, and have, a piece of the £19bn it generates in foreign revenue per year. ...

Merry Christmas and Happy New Year from Discount Insurance!


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21 Dec 2017

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We will be operating the following hours over the festive period:

23rd - 26th Dec: Closed

27th - 29th Dec: 9am – 7pm 

30th - 1st Jan: Closed...