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0800 294 4522
Mon-Thu:08.00 – 21.00
Fri:08.00 – 18.30
Sat:09.00 – 17.00

0800 294 4522
Mon-Fri 8:30-21:00  Sat 9:00-17:00


Student Insurance

Get a quote

or call us for free before you buy
0800 294 4522

Handpicked student contents cover
  • New for old on all student contents
  • Up to 5 students named on one policy
  • No administration fees, no hidden costs
  • Single item limit of £1,000 for any
    one valuable
  • Optional personal possessions cover.
get a quote
Did you know?
  • The average student nowadays owns more than £4000 worth of possessions
  • Students are three times more likely to become a victim of burglary or theft
  • Your parents home contents insurance may exclude students contents
  • Regular transportation of students belongings means that items often get lost or damaged
  • Research suggests that students usually carry £1300 worth of belongings
  • Why take the risk?

get covered now

Standard insured perils

include loss or damage caused by:

  • Theft, attempted theft or malicious
  • Riots, strikes, civil commotion, political
  • Accidental damage
  • Escape of water or oil
  • Subsidence, heave or landslip
  • Loss or damage caused by falling trees
    or branches
  • Collision by aircraft, aerial devices, road
    or rail vehicles or animals

What are students insured for:

  • Personal valuables that include: cameras, binoculars, jewellery and watches
  • Household goods that include: televisions, computers, home entertainment units
    and white goods
  • Replacement of locks and keys – up to £250
  • New for Old cover basis
  • Credit card and money
  • Personal accident or injury
  • Accidental loss or damage to all student contents
  • Contents temporarily removed from the permanent residence or when it's in transit
  • Alternative accommodation following an insured peril damage
  • Cover for documents following loss or damage by an insured peril
  • Liabilities: tenant's liability, credit card liability, public and domestic staff liability
  • Landlord contents and fixtures.

Additional bits

Optional personal possessions cover:

  • Loss or damage to all your personal possessions – in or away from the home
  • All risk cover anywhere across the world for up to 60 days
  • Cover all your personal effects, valuables, money and cards
  • Cover for laptops, mobile phones, cameras etc.

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Student Friendly contents insurance

Being a student is challenging enough without having to worry about your possessions being lost, stolen or damaged. According to the latest research, the average student nowadays owns more than £4000 worth of possessions. Why not let us arrange the best value contents insurance – so you can put one more thing to rest?

Whether you live in halls of residence, rented or shared accommodation and you are thinking of taking a whole load of possessions to university or just a few things, the value of each item is often worth more than you think. To this end, Discount Insurance is committed to providing you with tailored insurance to suit your individual needs.

Policy Wording
Summary Of Cover
(May 2017)
Catlin policy wording
Catlin summary of Cover
(May 2017)
Catlin policy wording
Catlin summary of Cover









These are the latest versions of the Policy Wordings and Key Facts for each product we offer.

Current customers - please check the version date against your policy sold. Older versions can be found in our document archive.

How long will I have to wait for my policy documents to be sent to me by post?

We put your documents in the post within 24 hours of receiving the quote so please allow between 2 to 3 days for the documents to arrive to your home address as that's our standard time.

What currencies are accepted as payment?

Please note, that Discount Insurance can only accept payment in pounds sterling (£).


We hope you are completely delighted with your policy; however if you decide you do wish to cancel it, please contact us immediately.  You must do this in writing to either or The Business Exchange, 26/28 Hammersmith Grove, London, W6 7BA.
You have 14 days from the inception date of your policy, or from the day when you first receive your documents to decide if this product meets your needs. If you choose to cancel this policy within this period, and no claims have been made, we will issue a refund, charging only for time on cover.
Cancellations made after 14 days of the inception date will be subject to a cancellation fee of up to £35 plus a pro-rata premium for time on cover. For example, if you pay £200 for a policy and cancel it half-way through the term you will be entitled to a refund of £100 for the unexpired portion of the policy less the cancellation fee of £35 (total refund in this instance would be £65). Please note any administration fees charged are non-refundable if cancelled after the 14 day cooling off period.