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2017


Key things to look out for when buying a leasehold property!


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13 Nov 2017

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Today we are focusing on some key questions that people have when purchasing a leasehold property.

 

What is a leasehold property?

When you purchase a property it is either freehold or leasehold. Freehold property is one that is free from hold of any entity besides the owner. This means when you purchase the property you also own the land it stands on outright....

Buy-to-let investing to “fall most dramatically” according to Savills


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6 Nov 2017

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The number of properties acquitted by buy-to-let investors using a mortgage will plummet by more than a quarter over the next five years, according to Savills.

The estate agent forecasts that the number of mortgaged buy-to-let investors will “fall most dramatically”. Savills broadcast the number will reduce by 27% from the existing 75,000 a year to just 55,000 by the end of 2022 as tighter mortgage regulations, increased stamp duty charges and the phasing out of mortgage interest relief will restrict buy-to-let investor activity....

How are home sales affected on the creepiest named roads in the UK?


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30 Oct 2017

Discount Insurance News - 30.10.17

 

Halloween is right around the corner but for people living on streets such as Vampire Road and Coffin Close, it could be Halloween all year long!

 

There are approximately 30 scary road names in the UK with some not having a single property sale for 10 years....

Car insurance costs are set to fall following a government U-turn!


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23 Oct 2017

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Following pressure received from the insurance industry the government has released draft legislation to review the current Ogden rate, which was previously changed in March 2017.

 

The Ogden rate is also called the discount rate and its formula is used in order to calculate compensation for victims of serious personal injury, such as is the case in car accidents....

Protecting your home from Halloween pranks!


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16 Oct 2017

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On the day of Halloween the catastrophes at home reach hair-raising levels, research from an insurance provider showed that malicious damage claims hit 160% in 2016, meaning homeowners should take extra care in 2017.

Halloween egging, spray paint and teepeeing pranks are the Halloween trick stereotypes, but damage and loss that you can’t just wash down can haunt you until Christmas. Things such as fires, broken windows are all serious malicious damage, while there is also the possibility of theft, as often people are out of their homes this means burglars are more likely to strike. Although Halloween is often innocently celebrated there are some who use it as an excuse for some more sinister behavior.
Here are our tips to protecting your home:

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